Start With the Structure
Medicare is a federal health insurance program organized into different parts. Each part serves a different purpose, and some Medicare coverage options are offered through private insurance companies approved by Medicare.
- Part A generally helps cover inpatient hospital care and certain other services.
- Part B generally helps cover doctor services, outpatient care, and certain preventive services.
- Part C refers to Medicare Advantage plans offered by Medicare-approved private insurance companies.
- Part D refers to prescription drug coverage offered through Medicare-approved private insurance companies.